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Vision Insurance in Florida – Affordable Coverage for Your Eyes

Why You Need Vision Coverage

Your eyes deserve the same attention as the rest of your health, but routine vision care can get expensive fast. Annual eye exams are important not just for updating your glasses or contacts prescription, but also for detecting early signs of eye disease or other health conditions like diabetes. A single pair of prescription glasses can cost $200–$500 or more without insurance, and contacts add ongoing expenses. Most health insurance plans – and Medicare – don’t cover routine vision care for adults, which means a separate vision insurance plan is often the best way to keep your eye care affordable.

A woman has an eye exam. A person holds a pen in front of her eye while she covers the other. Inside an optometry office.

See Clearly, Save Confidently

What Vision Insurance Covers

  • Annual Eye Exam – Typically covered in full after a small copay, often around $10–$15.

  • Glasses Frames & Lenses – An allowance (often $150 or more) toward frames, with basic lenses usually included or available for a small copay.

  • Contact Lenses – Usually a yearly allowance in place of glasses, covering standard lenses.

  • Lens Enhancements – Options like anti-glare coatings or progressive lenses may have discounted upgrade pricing.

  • Network Providers – Most vision plans use networks such as VSP or EyeMed, which include many local optometrists and popular retailers like LensCrafters or America’s Best. Out-of-network benefits are often available, but you’ll typically save more in-network.


Some plans even offer discounts on LASIK or additional pairs of glasses.

Choosing a Vision Plan

If you or your family members get yearly exams and new glasses or contacts, a vision plan often pays for itself. Premiums are usually low – often under $15 per month per person – and family plans make it easy to add a spouse or children. The right plan depends on your needs and preferences, especially when it comes to keeping your current eye doctor or choosing from a wide network. We’ll help you find a plan that’s affordable and works with your preferred providers.

Vision Plans for Seniors

If you or your family members get yearly exams and new glasses or contacts, a vision plan often pays for itself. Premiums are usually low – often under $15 per month per person – and family plans make it easy to add a spouse or children. The right plan depends on your needs and preferences, especially when it comes to keeping your current eye doctor or choosing from a wide network. We’ll help you find a plan that’s affordable and works with your preferred providers.

Combine and Save

It’s common to pair vision and dental insurance for complete coverage. Many insurers offer discounts for enrolling in both, and we can help you find a package that fits your budget and needs.

See Clearly – Enroll with Ease

Don’t put off your eye care because of cost. Whether you’re an individual, a family, or a senior, our licensed agents will help you compare Florida vision insurance plans and enroll quickly – often with coverage starting as soon as the next month. Contact us today to review your options and find the perfect fit for your needs.

Frequently asked questions

Vision Insurance FAQs

  • Does Medicare cover routine vision care?

    Original Medicare does not cover routine eye exams, glasses, or contact lenses. Some Medicare Advantage (Part C) plans include vision benefits, but if yours doesn’t, you can enroll in a separate vision insurance plan.

  • How much does vision insurance cost in Florida?

    Most individual vision plans cost under $15 per month, and family plans are also affordable. The savings on an annual exam and a new pair of glasses can often cover the premium cost for the year.

  • Can I use my own eye doctor with vision insurance?

    Yes, but you’ll typically save the most by using an in-network provider. We’ll help you check if your preferred optometrist or optical retailer accepts the plan you choose.

  • Are there vision plans for seniors?

    Absolutely. There are no age limits for standalone vision insurance, and many seniors find it valuable for keeping up with annual exams and replacing glasses.

  • Can I combine dental and vision coverage?

    Yes. Many insurers offer package deals that bundle dental and vision coverage for added savings. We can help you explore combined options that fit your needs and budget.

Smile Bright with Our Help

Get Covered

Don’t let cost keep you from regular checkups or needed treatment. Whether you need coverage just for yourself or for your whole family, we’ll help you find a plan that fits your needs and budget.

Call (321) 214-4594 or Contact Us today to compare dental insurance options in Florida and enroll quickly.

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